Savings and Investments
 
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Please Note

Important Information
We changed the terms and conditions of our savings accounts (including our Investment Conditions) on 1 November 2009 in line with the introduction of the Payment Services Regulations and the Banking Conduct of Business Sourcebook rules. A copy of these new terms and conditions has been available on our website since 1 November 2009.
We will be making additional changes affecting online account customers:
- On 8 December 2009, primarily to improve the service we offer to you by making it possible for on-line accounts to be held in joint names.
- On 1 January 2010, when we will be making further changes to our Investment Conditions and other documentation to clarify further the meaning of the documentation and make it easier to understand.

Transferring money into your savings account 
You can transfer money by BACS/Standing Order/telephone and online banking transfers into your account from another bank or building society using the following details: Sort Code: 57-00-55, Account Number: 00000000, Role/Reference Number: 'Your savings account number'. You can transfer money by CHAPS into your account from another bank or building society using the following details: Sort Code: 20-25-85, Account Number: 20326836, Role/Reference Number: 'Your savings account number'. Add the account holders name in the detail box. There is usually a charge made by your bank for this service because this method of payment allows money to be transferred more quickly than BACS transfer.

For more information about our savings accounts, take a look at our account terms brochure. For details of the variable interest rates which apply, please see the interest rates leaflet.

We may offer different products and/or similar but differently priced products through our various channels (branches, Derbyshire Direct, and the web). For details of all available products please contact us.