Insurance

Home Insurance

Flexible cover

Derbyshire Home Insurance has been specially designed to be a flexible policy, giving you the freedom to choose the level of cover to best suit your needs.

  • 50% discount from contents insurance when bought with joint buildings and contents policies.
  • Free Home Emergency Cover
  • £50,000 contents and £400,000 buildings cover as standard
  • Free legal expenses cover for 12 months
  • 10% introductory discount
  • Additional 10% discount when you buy online
  • 25% off with 3 years no claims bonus

Flexible contents cover

If you take out contents insurance other options you can choose to cover are:

Cover option What you can cover
Personal belongings Cover your possessions such as clothing, jewellery and watches against accidental loss or damage while in or away from your home in the British Isles or up to 60 days overseas.
You will need to specify any item worth more than £1,500.
Pedal cycles Protect your family's pedal cycles up to £500 against loss or damage.

Legal Expenses Insurance

To qualify for Free Legal expenses for the first 12 months please select Legal Expenses under the cover required option, when applying online.

Home Emergency Cover

For your own peace of mind, in the event of a domestic emergency, you need only make one phone call to our 24 hours a day, 365 days a year Emergency Cover Helpline. Cover is limited to £250.

Homecare Services

Homecare services will provide you with accidental damage cover to your locks and keys, to the outside of your home or to safes and alarms in your home. This service also provides cover to include trees, shrubs, plants, hedges and lawns for the cost of their replacement up to £1,000. This includes damage such as fire, theft, malicious people or vandals.


As an intermediary we act on your behalf in arranging insurance. Terms and Conditions apply. Subject to eligibility. Derbyshire Home Insurance is underwritten by Royal & Sun Alliance Insurance plc. Registered in England and Wales at St Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL Authorised and regulated by the Financial Services Authority.

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