Savings & Investments
 

Loyalty ISA

  • Minimum investment of just £10.
  • £5,100 Maximum contribution for the current tax year (09/10) if aged 50yrs or over (born on or before 5 April 1960).
  • £3,600 Maximum contribution for the current tax year (09/10) if aged under 50yrs (born on or after 6 April 2009).
  • Instant access to your money (provided you keep at least £10 in your account).
  • Interest is calculated daily and paid annually on 5 April (tax free and variable).
  • The rates are dependent on the length of loyalty at the time of opening.
  • Please read the Key Product Information for this account before you apply.
  • You can find more details on the benefits of being a customer in our Loyalty leaflet 

Withdrawals

You may make withdrawals of at least £10 without notice, loss of interest or other charges provided the amount in the account does not fall below £10.

If you reach the maximum subscription limit in any tax year, you cannot make any further subscriptions in that tax year

If you take money out, any money you pay back in later will count against the ISA annual subscription limit in the year that you pay that money in.

Transferring from a different provider

You are able to transfer previous years' savings held in Cash ISAs with different ISA account managers into your Derbyshire Cash ISA

Moving to a different provider

You can transfer your ISA to any other ISA account manager, subject to the rules on taking money out as shown above.

Transfers

You can transfer your ISA to another ISA account manager, subject to the withdrawal provisions above.

 
Qualifying customer for: Current Interest rate (Gross p.a./AER) Interest rate from 6 April 2010 (Gross p.a./AER)
6 months up to 2 years 0.75% 0.75%
2 years up to 4 years 0.85% Bank Rate
4 years up to 6 years 0.95% Bank Rate
6 years up to 8 years 1.05% Bank Rate
8 years up to 10 years 1.15% Bank Rate
10 years and over 1.25% Bank Rate

*Bank Rate is currently 0.50% as at 5 March 2009.

Definitions of 'gross p.a.', 'AER' and 'Bank Rate' can be found in our glossary of terms.

Download the account brochure for tax year 09/10 here.

Qualifying customer for: Current Interest rate (Gross p.a./AER) Interest rate from 6 April 2010 (Gross p.a./AER)
6 months up to 2 years 0.75% 0.75%
2 years up to 4 years 0.85% Bank Rate
4 years up to 6 years 0.95% Bank Rate
6 years up to 8 years 1.05% Bank Rate
8 years up to 10 years 1.15% Bank Rate
10 years and over 1.25% Bank Rate

*Bank Rate is currently 0.50% as at 5 March 2009.

Definitions of 'gross p.a.', 'AER' and 'Bank Rate' can be found in our glossary of terms.

Download the account brochure for tax year 09/10 here.

Open your account today

Simply choose how you would like to apply:

  1. Call in to your local branch 
  2. Call us now on 08456 004 005
  3. Click 'apply now' above
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